Financial Tools
Plan Your Property Investment
Use our free financial calculators to make informed decisions about home loans, property investments, and mortgage affordability.
EMI Calculator
EMI (Equated Monthly Installment) is the fixed amount you pay to the lender each month until your loan is fully repaid. It includes both principal and interest components.
How it works: Enter your loan amount, interest rate, and tenure to see your monthly payment breakdown.
Tip: Current home loan rates in India range from 8.5% to 10.5% p.a.
₹50.00 L
8.5% p.a.
20 Years
Your Monthly EMI₹43,391
Principal Amount₹50.00 L
Total Interest₹54.14 L
Total Payment₹1.04 Cr
ROI Calculator
Return on Investment measures your total gain from a property purchase, including rental income and property appreciation over time.
How it works: Input property value, expected rent, appreciation rate, and holding period to estimate returns.
Insight: Indian real estate typically appreciates 5-8% annually in growing cities.
₹50.00 L
₹25,000
5%
5 Years
Estimated ROI57.6%
Final Value₹63.81 L
Total Rent Earned₹15.00 L
Total Gain₹28.81 L
Mortgage Affordability Calculator
Determine how much property you can afford based on your income and monthly expenses. This helps you set realistic expectations before house hunting.
The 45% Rule: Banks typically approve loans where EMI is at most 45% of your net monthly income.
Down Payment: Most lenders require 10-20% down payment. Higher down payment means lower EMI.
₹12.00 L
₹30,000
₹10.00 L
8.5% p.a.
20 Years
Maximum Property Value₹46.30 L
Maximum Loan Amount₹36.30 L
Suggested EMI₹31,500/mo
Debt-to-Income Ratio31.5%
Down Payment₹10.00 L
Ready to Find Your Dream Property?
Now that you know your budget, explore our curated collection of properties that match your affordability.
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